Kidnap & Ransom Insurance

Safeguard against unforeseen risks with Tokio Marine's Kidnap & Ransom Insurance, ensuring comprehensive protection and peace of mind in critical situations.

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Kidnap and Ransom

The threat of kidnapping and extortion continues to grow, and incidents of threats and workplace violence are also on the rise. When one of these crises occurs, it can have devastating effects on the organization or family involved. Kidnap insurance has become a “must have” for employers operating in high-risk locations all over the world and the kidnappers are becoming more organised and more sophisticated year on year.

Tokio Marine can provide peace of mind through a policy that protects organizations whose employees and corporate assets are at risk as well as high profile families.

Key Benefits & Features


Explore our coverage details

Whether the insurance need is for an individual executive, entertainer, or athlete or for a multinational corporation, Tokio Marine has the experience, knowledge, and time-tested commitment to these niche markets to provide you with a meaningful insurance solution. Our products are critically important in fulfilling a company’s duty of care responsibilities to their employees when they are operating in high-risk environments on their behalf.

Our kidnap and ransom policies provide worldwide coverage for perils including extortion, detention, hijacking, as well as kidnap and ransom. Benefits include not only ransom, but also legal liability, surrendered personal belongings, and additional expenses such as medical expenses and lost salary. Another key feature of our coverage is providing clients unlimited fees and expenses for crisis response and 24/7 access to a leading crisis management team.

  • Limits up to $50 million, or currency equivalent.
  • Short-term policies and policy periods up to 36 months
  • 24-hour access to Unity Advisory Services (Unity) and On Call International (On Call)
  • Worldwide coverage

  • Multinational corporations with employees traveling abroad for work
  • Corporations with international operations or locations
  • Journalists, religious groups or non-governmental organizations with travel to high risk areas
  • Professional athletes and entertainers
  • Executives and high net worth individuals and their families