Insurance for freelance visa holders

Why do freelancers need insurance?

Freelancing in UAE can be a great lifestyle, working with different clients, flexible working hours, work from a cafe or home or shared office space. But being a freelancer comes with its own risks. If a client is dissatisfied with your work or you encounter an accident , it can become expensive and stressful. Tokio Marine freelance insurance can help you provide cover for when things don’t go as planned.

Professionals in every industry need the freedom to act and advise in the best interests of their clients and business without the fear of unintended consequences.

Mistake can happen even you are an expert in your field and if the professional advice has caused a financial loss to your customer, they can sue you.

In the current litigious environment, it makes it essential for service providers to protect themselves from allegations of negligent acts, errors, and omissions. Even if a lawsuit is without merit, defense and impact on reputation can be costly.

Start your freelance journey in UAE with Tokio Marine today.

What does freelance insurance cover?

Our freelance insurance can help future-proof your move towards independence and includes but not limited to the below:

Professional Indemnity (PI) insurance protects your business against claims for loss or damage made by a client or third party. Key coverage under this insurance are

  • Negligence
  • Misrepresentation
  • Inaccurate advice
  • Loss of Documents
  • Libel or Slander

Public Liability Insurance helps to protect you or your organization become liable to pay compensation or legal settlements for injury to third parties, or damage to their property, during the course of your work or employment.  It can also cover the cost of your reasonable legal fees incurred from defending a claim against you. Read More

Personal Accident cover from Tokio Marine have excellent solution that can help provide a lump sum benefit if an employee becomes permanently and totally disabled as a result of a covered accident and cannot perform daily-living activities without personal assistance for the remainder of his or her life. Read More.

Freelance visas are available across multiple free zones across UAE and irrespective of the freezone, they are eligible to work across UAE in their relative field.

Below are some of the freelance visa categories in UAE.

  • Talent Pass
  • Banking/Finance Professionals
  • Media
  • Educationists
  • IT Professionals
  • Designers

Get your freelance visa from any free zone and your freelance insurance from Tokio Marine.

Contact us today for more details.