Provides personal accident cover for managers/employees on a 24 hour worldwide basis.
Cover Provided
- Death
- Total and permanent loss of or loss of use of one or more limb(s)
- Total and irrecoverable loss of sight in one or both eyes or permanent total loss of hearing in one or both ears or permanent loss of speech
- Permanent total disablement occurring within 24 months of the happening of the accidental bodily injury
- Temporary total disablement
Extent of Cover
- For covers 1 to 4 as per amount agreed in policy schedule
- Medical expenses in connection with the injury to a limit of:
- 15% of total claim under covers 1 to 5 (up to a maximum AED 15,000/- any one person)
Usual Exclusions
This policy will NOT cover the following:
- Sickness (physical or mental), disease or any naturally occurring condition or degenerative process
- Bodily injury directly or indirectly caused by pregnancy or childbirth
- Taking part in naval, military or air force service or operations
- Where under the influence of intoxicating liquor or drugs
- Result of intentional self injury, attempted suicide or whilst carrying out any criminal act
- Any ‘excluded activities’ listed in the policy
- Travelling other than by regular airlines, vessels or approved multi-engine charter flight
Available Extensions
- Permanent partial disablement relating to covers 2,3 and 4 subject to continental scale attached to the policy
- Accidental bodily injury caused by acts of terrorism
