What does home insurance cover?

Protecting your home and its valuable contents have never been easier and economical. With Tokio Home Protect Insurance, your safety and security is guaranteed!

Extent of Cover

Interests: This policy can include:

  • Contents in your home (household / personal effects)

  • Building – Optional Cover

  • Liability – Optional Cover

  • Cover for Domestic Servants – Optional Cover

  • Fatal Injury Benefits – Free cover with Mandatory Cover

  • Loss of Rent – Optional Cover


Cover Provided

For Contents and Building

Fire, Lighting, Explosion or Earthquake, Smoke Damage, Storm & Flood, Riot, civil commotion, strikes, labour or political disturbances, Malicious persons or vandals, Impact with a building involving an aircraft, aerial device or anything falling from them, or by a vehicle, train or animal, Escape of water or oil from any fixed water or cooling installation or domestic appliances, Theft or attempted theft from the Home, Damage caused by breakage of radio and television receiving equipments, their fittings lamp posts.


For Liability

Liability towards third party, personal contingent liability, Tenants / Landlords liability as applicable

For Domestic Servants

Personal Accident Cover, Personal Effects

For Fatal injury

Personal Accident Cover for the policy holder, spouse and children

For Loss of Rent

Loss of Rent cover