Insurance for every grocery

Grocery business has its own challenges, whether it is electronic equipment, stored cash, theft risks, perishable inventory and damages, and so much more. To ensure business continuity, Tokio Marine Insurance has a retail protection plan for groceries that covers the critical risks.


  • Buildings
  • Money
  • Stock, Other Contents and Inventory
  • Electronic Equipment
  • Fire and Theft Cover
  • Perishable inventory and damages
  • Public Liability


  • Small Premium - High Coverage
  • Money Coverage
  • Including Theft And Burglary
  • Property All Risk Coverage – Including Fire Damage / Water Damage
  • Signage and Glass Door Cover
  • Electronic Equipment Cover
  • Public Liability Cover Up To 1 Million


  • 24 Hours Cover Including Non-Work Related Accidents
  • Medical Expenses
  • Repatriation Expenses
  • Employee to Employee Liability
  • Cover while travelling to & from work
  • Cover while on non-manual business trips abroad excluding war prone countries.
  • Employees to include persons on their sponsorship and/or their payroll.
  • Funeral Expenses in case, where mortal remain cannot be repatriated subject to a limit as specified in the policy schedule.
  • Cover for Hernia, Heatstroke, Sunstroke & Muscle Strain caused due to work accidents.

Policy Documents