Why should you buy Home Insurance?

We all know that UAE is one of the finest & safest places to live. But still uncertainty and unforeseen events knock our doors in spite of all planning. In this situation, our priority is to protect & preserve everything which is dear to us such as Family & our Personal assets.  One of the key assets we would want to secure will always be our Home against any kind of adverse events like Fire, theft, damage or natural perils. The absence of home insurance ends up with heavy burden on the residents in paying the expenses arising from such incidents.

In order to secure your valuable personal belongings, it is highly recommended to get a home insurance regardless of whether or not you own property in the UAE. Our Tokio Home Protection cover will help you protect your Home & assets against any mishaps. Our product is designed to secure your Villa or Apartment in Dubai, Abu Dhabi or any northern emirates including your household contents and liability towards third party.  The product is further extended to cover your Personal possession, Domestic Help & any kind of Fatal injury to you & your family members during these odd events.

This product is designed focusing on Individuals who own, rent or lease an Apartment or Villa in Dubai, Abu Dhabi or any northern emirates. You may insure building structure, home contents, electrical or electronic items, jewelry & other valuables. Enjoy additional inbuilt coverage & benefits to enhance your protection for your Home. 

With Tokio Home Protection, you can now get a quick home insurance quote online with varied sum insured options, instant premium payment mode and policy documents delivered via email- Your Online Home Insurance policy is ready. All you need to do is to choose the right home insurance partner to secure your dearest asset “Your Home”.

Cover Provided

Contents and Building

Fire, Lighting, Explosion or Earthquake, Smoke Damage, Storm & Flood, Riot, civil commotion, strikes, labour or political disturbances, Malicious persons or vandals, Impact with a building involving an aircraft, aerial device or anything falling from them, or by a vehicle, train or animal, Escape of water or oil from any fixed water or cooling installation or domestic appliances, Theft or attempted theft from the Home, Damage caused by breakage of radio and television receiving equipments, their fittings lamp posts.


Liability towards third party property damage and injury within UAE & Worldwide excluding USA & Canada. Extension to cover Tenants/Landlords liability as applicable.

Domestic Servants

Personal Accident Cover including Medical & Repatriation expenses. Extension to cover , Personal Effects & Employers Liability towards Domestic Servant

Fatal injury

Covers Policyholder & his family whilst at Home through any kind of bodily injury caused by violent external and visible means. Further, the policy covers injury sustained as a result of fire or caused by thieves at the time robbery.

Loss of Rent/Alternative Accommodation

Covers the rent the policyholder should have received but have lost whilst their home is unfit to live or Reasonable additional cost of comparable alternative accommodation until their home is fit to live in again.